The Denver Market Hits Reset

by Matt Thomas

If you see a Vet, thank a Vet for his or her service to our country. There are far too many Veterans that are still paying the price for our freedoms even years after their service. If you're a veteran, thank you today and forever, for your service!

As of Veteran's Day

As of November 11, 2025, interest rates are hovering right around the 6.25% mark. Just one year ago, rates were nearer to 7% than 6%, so they've improved.

Even better is that we've been helping our homebuying clients attain even better rates by asking the seller for concessions in order to buy down that rate. Many of our clients are buying homes at an effective rate in the low 5% and sometimes into the upper 4% for 30-year fixed rate mortgages! Ask us how!

The Denver Market Hits Reset

After a few wild years of pandemic highs and lows, Denver’s housing market has finally found its footing. The latest DMAR Market Trends Report points to a steadier, strategy-driven market—where prices have leveled off, buyers have some leverage again, and sellers are learning that realism gets results.

Homes are still selling for about 98% of list price, and inventory is up 14% year over year. In short: adaptability—not speculation—is what wins in this next phase of Denver real estate.

BOTTOM LINE

Denver’s housing market has reset in a way we haven’t seen in a while—stable prices, more inventory, and real room to negotiate. Pair that with today’s rate-buydown opportunities, and smart buyers are landing 30-year loans in the mid-5s and even upper-4s.

If you’ve been waiting for the right window to move, this is it. Let’s talk about your next step. Call 303-269-1617