• When Rates are Volatile, Just Pivot

    When Rates are Volatile,  Just Pivot,Matt Thomas

    Since the US went to war with Iran, mortgage rates have made a noticeable move…as you would expect…but not a lot.                                                         And every time something like this happens, I see the same reaction—smart, capable people hit pause. “Let’s wait and see where thi

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  • BIG NEWS!

    BIG NEWS!,Matt Thomas

    BIG NEWS! Rates fell this week to below 6% for the first time in a long time! This is the lowest rates have been since September of 2022! On some level, it's hard to believe but the timing could prove to be a real boon to the housing market locally and nationally.                       What happens

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  • Reasons For Optimism in 2026

    Reasons For Optimism in 2026,Matt Thomas

    Happy New Year The new year has blown in like a prairie storm and here we are already way on the other side of the winter holidays. What is it about that phenomenon that almost always seems way too fast for everyone? In fact, my wife just mentioned that at the store she was shopping at today they we

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  • December 2025 Market Summary

    December 2025 Market Summary,Matt Thomas

    I've been hesitant for a month to contribute to the daily email traffic volume you're most assuredly receiving during the holidays, and a blog  post isn't much different. My desire to keep you informed has surpassed that concern, however, despite the risk of being lost in the noise. My hope is that

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  • Denver Ranks Low Nationally…So Why Is Demand Rising?

    Denver Ranks Low Nationally…So Why Is Demand Rising?,Matt Thomas

    3 Things You Should Know About This Week 1 - The Fed Cut Rates by 0.25% for the 3rd Time in 2025. The Fed also announced it will begin buying short-term treasuries. As we approach the latter half of December, mortgage rates are now currently being reported as about 6.27%.   2 - The Denver-Lakewood-A

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  • Autumn of Opportunity

    Autumn of Opportunity,Matt Thomas

    Rates Stabilize After a volatile week last week with rates hitting 3-year lows (6.13%) then rebounding to about 6.3%, rates seem to have stabilized for the time being. But we've seen this song and dance before. Rates drop lower in the fall, then stabilize, only to climb back up later in the fall. Bu

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  • Big Beautiful Real Estate?

    Big Beautiful Real Estate?,Matt Thomas

    Big News in Real Estate (That Could Actually Save You Money) Heads up—some serious changes just landed in the real estate world thanks to a new federal bill called the One Big Beautiful Bill Act (yes, that’s really the name—clearly a Trump Thing).   Whether you're buying your first home, moving up,

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  • How Much House Can You Afford in Denver in 2025?

    How Much House Can You Afford in Denver in 2025?,Matt Thomas

    One of the most common questions I hear from buyers is simple: “How much house can we actually afford?” It sounds like a straightforward question, but the answer is rarely just about the purchase price. What really matters is monthly payment, lifestyle comfort, and long-term financial flexibility. I

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  • Can We Thaw Out Already?

    Can We Thaw Out Already?,Matt Thomas

    Freeze or Thaw? December 2024 wrapped up with promising signs of increased activity, and January 2025 has shown notable growth in new listings, hinting at a potentially busy spring ahead.    However, January brought true Colorado winter weather, with frigid temperatures and lingering snow from seaso

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